Personal Insurance

Health Insurance

• Types of Health Insurance
  • The most common option is the Medical Network Plan:
    The insured accesses medical services through the company’s contracted providers, nationwide, with no limits on the number of services or their cost.
  • The most comprehensive option is the Expense Reimbursement Policy:
    In addition to the company’s medical network, this policy provides coverage outside of it and worldwide, ensuring the reimbursement of medical expenses up to a certain limit.
  • Partial coverage options are also available:
    • Policies without hospitalization or surgeries.
    • Policies covering only specific specialties.
    • Exclusive dental insurance plans.
  • Copay vs. No-Copay Health Insurance:
    • No-copay policies mean that, regardless of usage, no additional charges apply beyond the fixed monthly or annual premium.
  • Why choose health insurance?
    • Peace of mind and scheduling flexibility.
    • Avoiding long waiting lists.
    • Affordable plans for all budgets and situations.
    • Telehealth services for remote medical assistance.
    • Extensive coverage included in your policy.

Separation insurance

• Funeral Insurance Services
  • Professional Guidance and Assistance
    A designated professional to provide support and help with all necessary arrangements.
  • National or International Transportation
    If the death occurs outside the desired location, funeral service transportation is provided.
  • Legal and Administrative Procedures
    Includes processing certificates for wills, death, birth, marriage, and social security contributions (INSS).
  • Registration Management
    Handling all necessary official registrations.
  • Cremation Option
    Available as an alternative to burial.
  • Additional Funeral Services
    Includes casket, hearse, accompanying vehicles, religious services upon request, floral arrangements, obituary notices, memorial cards, burial niche or grave, tombstone, and engraving.
  • Family Support Guarantee
    Ensures that loved ones receive full assistance and do not have to deal with administrative burdens during difficult times.

Pet insurance

• Pet Insurance: Protection and Peace of Mind for Your Best Friend
  • Comprehensive Veterinary Coverage
    Access consultations, treatments, surgeries, and hospitalization without worrying about costs.
  • Emergency Assistance
    24/7 veterinary emergency care, including accidents and sudden illnesses.
  • Civil Liability Insurance
    Protects against third-party damages caused by your pet, preventing unexpected expenses.
  • Expense Reimbursement
    Get reimbursed for veterinary treatment costs according to the chosen plan.
  • Flexible Plans
    Options tailored to your pet’s age, breed, and needs, with different levels of coverage.
  • Peace of Mind for You, Well-being for Them
    Ensure the best care without financial worries, guaranteeing their health and quality of life.

life insurance

• Types of Life InsuranceLife insurance is divided into two main categories:
  • Risk Coverage Insurance: Includes coverage for death, disability, accidents, etc.
  • Savings Component Insurance: Offers a guaranteed interest rate as a complement to a pension or a savings plan.

  Risk Life Insurance:

  Provides coverage for:

  • Death
  • Disability due to accidents
  • Traffic accidents
  • Severe illnesses

  Savings Life Insurance and Pension Plans:

  Offers savings solutions through various modalities, such as:

  • Unit-linked plans
  • Pension plans
  • Prevision plans
  • Systematic savings plans, etc.

Home insurance

• Insurance tailored for:
  • Primary residences
  • Second homes
  • Chalets
  • Wooden houses
  • Young couples
• Guarantee and Personalized Advice:
  • Free consultation to obtain a home insurance policy in Seville with full coverage.
• Available coverage across a wide range of policies:
  • Fire/Theft/Mugging outside the home
  • Water damage
  • Breakage
  • Weather-related damage
  • Impact damage
  • Leaks
  • Marble and granite coverage
  • Lock replacement
  • Water leakage from appliances
  • Refrigerated food protection
  • Civil liability
  • Legal protection
  • Aesthetic repair solutions

car insurance

• Choose the coverage that best suits your needs:Types of Coverage:
  • Third-Party
  • Third-Party + Glass Coverage
  • Third-Party + Glass + Theft + Fire
  • Third-Party + Glass + Theft + Fire + Total Loss
  • Comprehensive Insurance with Deductible
  • Comprehensive Insurance without Deductible